Thaw The Travel Cost &Nbsp; Let The Enterprise Dance More Lightsome.

2010, Samsung Group Greater China Sales volume It reached $51 billion 800 million, and the US group's global sales exceeded 115 billion yuan, a record high. In the company, there are some problems and worries. Travel expenses Become a larger expenditure for company operation. Every month, businesses prepare large amounts of cash and pay cash for travel, while many subsidiaries use different cash. Reimbursement process Complex, resulting in poor reimbursement time and lack of consistency in format, causing great inconvenience to the work of financial departments and travel staff.

The problems faced by the United States and Samsung are not cases. According to the 2010 China business travel survey report released by American Express, there are still 91% and 67% of them. enterprise Travel expenses are paid by cash receipts and temporary cash payments. Through scientific and systematic means to strengthen internal travel management and improve company operation efficiency, it has become a pressing problem for many companies.

Always occupy Business travel industry The major financial institutions in the payment link have also realized the huge space in the business cost management market. China Merchants Bank, which has won the reputation of innovation and service quality, launched the series of business card products in 2006, including elite business cards, business cards and purchase cards. With its excellent functions and comprehensive services, it has provided a complete set of personalized business solutions for enterprises. It has been promoting business management in cash flow, cost control and employee satisfaction management. In 2010, more than five hundred of Forbes's list of the world's top 10 enterprises in China used 1/3 merchants' business cards in China.

Relieve cash pressure and release petty cash.

Midea Group employs 200 thousand people worldwide. Before the use of China Merchants Bank's business card, its industry group has a larger reserve fund for employee travel per month, which has caused some pressure on the cash flow of enterprises, and also restricted more resource scheduling at the operational level.

The merchants' business card provides special credit for enterprises which are independent of individual credit. They can carry out the five major business travel expenses, including air tickets and hotels. After the employees are consumed, the company can concentrate repayment on the day of repayment, which greatly reduces the cash volume of the trip.

"Since the launch of the business card scheme, the reserve cash for travel and entertainment reimbursement has been reduced to almost 0%." The management of Mei Electric Group has a personal understanding of the benefits brought by the merchants' business card.

Reimbursement process optimizes travel cost reduction

"Before I went to business, I had to submit a paper version of the application first, and I asked a circle of leaders to sign it. After returning, I will give the invoice for lodging, dining and taxi to the finance, then I can find a circle of leaders to sign, and then I can go through the reimbursement process through the audit at the headquarters level. A beautiful employee said, "go bad, we must find out all the problems of administration, finance and operation management."

The perfect combination of the e-business card of the China Merchants Bank and the electronic reimbursement system used by the United States Group has found a shortcut to solve these troubles. Employees only need to log on to the system before they go on business, submit applications, and get the team leader's approval before they can start the journey. After returning from business, credit card spanaction voucher and spanaction record will be sent to the finance department. The financial staff can verify the spanaction voucher to complete the audit. The bank provides monthly financial statements and financial analysis, which saves 30% of the workload of the administrative and financial departments.

In addition to administrative costs, there are cost savings. Merchants Bank business card is also a comprehensive information platform for business travel. Business owners can query spanaction information and merchant information at any time. By analyzing spanaction data, the bargaining power of hotels can be increased and the cost of travel can be saved. At the same time, the business card data automatically generated by the spanaction is sent to the electronic management system directly, which greatly reduces the space for human operation and can check the whole situation. Overseas professional media "business travel news" report shows that long-term, whole journey, customized travel management can save more than 50% of the company's cost, reduce the administrative department's workload and personnel occupation, so that the staff travel more efficient, convenient and comfortable.

Method of improving satisfaction

"The company's reimbursement procedures are a bit cumbersome before using the merchants' business cards." Sui Ming, senior financial manager of Samsung Electronics (China) management support team, said. "Before the business card is launched, employees need to spend a lot of time to collect receipts and manually enter all relevant spanaction data into the system. After the integration of China Merchants Bank business card and Samsung's global ERP system, business card spanaction data can be automatically entered into Samsung's dedicated expenditure management module. The procedures for employee reimbursement can be completed in a few minutes, saving their time and ensuring that the data submitted is more accurate, so employees feel satisfied."

At the same time, the service reputation of CMB also contributes to employee satisfaction. In the early days, banks will send professional teams to the company, analyze the problems in the travel management process, and integrate business card system with ERP, OA and other enterprises' own systems. Over the past six months, more than 5 training courses have been provided to the business card managers in the group. In addition to the internationally accepted payment function, the year-round English and Chinese bilingual 400 hotline and emergency services such as the 24 hour emergency rescue service also provide a more secure guarantee for international employees who are likely to be around the world.

"We finally chose Merchants Bank's business card, not only because of the global network, but also because it has been very professional and safe in the company's business." The relevant leaders of the United States group gave reasons for choosing the bank. Understand the trend of the environment, provide professional and meticulous service, and seek solutions according to the individual needs of customers. This is why Samsung and Mei coincidentally choose China Merchants Bank to participate in their capital flow management.